SOLICITORS

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Steele & Son

WITH BAGOT HEYES

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Legal services to businesses and individuals throughout the Ribble Valley and Pendle.

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Clitheroe: 01200 444321  |  Barnoldswick: 01282 813385  |  Email: click to send email

Residential Conveyancing:

Our Conveyancing fees vary from property to property and depend on many factors, including not only the price of the property but also on whether a mortgage lender is involved and whether the property is freehold or leasehold. We will provide you with a written estimate of costs which will take into account the information you give us at the start. This reduces the possibility of extra costs arising during the course of the transaction.

 

We hold the Conveyancing Quality Scheme accreditation administered by the Law Society. This is a nationally recognised quality standard for residential conveyancing Solicitors. Your transaction will be dealt with by a Solicitor experienced in all aspects of property law.

 

Our Fees:

The following sets out the costs and conveyancing fees for the sale or purchase of a residential property which is either:

Freehold sale or purchase

Leasehold sale or purchase

Please note that the fees will vary dependent on the purchase value of your property and a list of our average fees is below.

 

House Price                    Our Fees

£0 – £125,000                 £525.00 plus vat

£125,001 – £250,000     £600.00 plus vat

£250,001 – £400,000     £675.00 plus vat

£400,001 – £500,000     £750.00 plus vat

         

Above £500,000 please ask for a bespoke quotation

 

What we do for you:

The exact stages involved in the sale and / or purchase of a residential property will vary according to the circumstances. Some of the key stages of our work will involve the following:-

Complying with Law Society and Government regulations including client identification procedures

Communicating with the Solicitor(s) and estate agents (if any) acting for the other parties

Preparing or considering the Contract documentation and reviewing those pages in detail

Arranging searches and considering the replies

Preparing or considering the list of fixtures and fittings in the property and replies to the Law Society’s Property Information Form together with enquiries arising out of the documentation provided

Negotiating the draft Contracts and reporting to you with regard to the Contract terms

Reporting to you with regard to the legal and associated matters affecting the property, including the Lease and freehold financial arrangements (if applicable)

Considering the mortgage lenders instructions, reporting relevant matters to the lender and ensuring compliance with its requirements (if applicable)

Reporting on the Contract and arranging for it to be signed and providing instructions for payment of the deposit

Obtaining authority to exchange, exchanging contracts with the seller’s Solicitor and paying over the deposit

Drafting the Land Registry Transfer and carrying out pre-completion searches

Reporting to the lender and requesting the mortgage funds in accordance with the lenders requirements (if applicable)

Preparing a financial statement, calculate the balance required to complete & provide instructions for payment of funds

Completing the SDLT Return

Obtaining or repaying the mortgage funds from or to your lender (if applicable)

Sending or receiving the completion monies from the other Solicitor on completion and finalising completion

Obtaining the completion documents from the seller’s Solicitor

Serving Notice of Transfer and Notice of Charge on Landlord/managing agent (if applicable)

Submitting SDLT Return to HMRC

Submitting the Land Registry application and advising all relevant parties when it has been completed

Dealing with the lenders standard post completion requirements (if applicable)

 

Additional charges:

Every house is different and once we have established the facts of your individual sale or purchase, we can give an indication of any additional legal costs that may be incurred so that you are aware of the costs involved. However matters do sometimes only come to light during the course of a transaction.

As a guide the following matters would incur additional charges as indicated:

Leasehold property with a Management Company  £100.00 plus vat

Help to Buy mortgage  £75.00 plus vat

Help to Buy ISA  £50.00 plus vat

 

If we are required to incur additional work in obtaining deeds or documents relating to your property or in correcting a defect in title or obtaining Title Indemnity insurance then there would be an additional charge which would be notified to you as soon as we are able. This list is not exhaustive but we will notify you if matters arise that affect the cost of your transaction.

 

Disbursements:

There will be some expenses related to your conveyancing transaction which will be payable to third parties. These are often referred to as disbursements and include fees payable to the Land Registry, local authorities and search providers. We will include details of the likely expenses in your written estimate at the start of the transaction and although the amount of these expenses will depend on the property and the transaction, they can include the following :-

Land Registry fees

Search fees

Stamp Duty Land Tax

Copy Planning/Building Regulations consents

Indemnity Insurance Premium

Notice Fees to Landlord

Management Company Administration fees      

 

Timescale:

How long it will take from an offer being accepted until completion will depend on a number of factors. The average conveyancing takes between 6 – 10 weeks if the matter proceeds smoothly. Completion, is of course, dependent on individuals involved in the transaction, especially where there is a chain. If you have a preferred date for exchange or completion we shall endeavour to meet that date. However, we are not always able to influence other parties in the transaction and unforeseen complications and delays can arise.

We aim to take the stress out of the house buying and the house selling legal process by providing a pro-active and competitively priced conveyancing service. Our specialist solicitors and managers provide solid house buying advice and expertise to ensure your house sale and/or purchase will take place quickly and efficiently.

 

Moving home, buying a house or apartment for the first time, signing a mortgage or selling your home can be a stressful experience.  We have an experienced team who, through years of experience, are familiar with the practical and the legal aspects of conveyancing that can help smooth out the process, and provide comprehensive guidance and advice.  We always try to provide details of the progress and to liaise on your behalf with the bank or building society and we have good working relationships with all the local estate agents.

 

We keep up to date with all changes in procedures particularly in areas around Help to Buy and First time buyers.  We are familiar with mortgages, legal charges, stamp duty, HM Land Registry practice, searches and all the other factors involved. We aim to provide a prompt, efficient and friendly service at a competitive price.  We always provide an estimate of the professional fees and associated costs for each transaction.

 

In addition to house transactions, we provide a comprehensive service for all manner of property matters whether freehold or leasehold including shops, business tenancies, buy-to-let, land, farms, offices and commercial property. We are happy to talk with you whether by email, post, fax or face to face interviews at either of our offices.

Residential & Commercial Conveyancing

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Any questions?

We are pleased to respond to customer enquires for quotations and also answer any questions you may have.

 

Clitheroe Office: 01200 444321                  

Barnoldswick Office: 01282 813385

Email address: SteeleReception@steeleandson.co.uk

Request a callback

Additional services

You can use the quick links below to navigate our site to find out more about us and details of each service.

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Conveyancing |  Transfer of Equity  |  Re-Mortgaging

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Fees

SOLICITORS

Clitheroe Office:

Castlegate, Clitheroe BB7 1AZ

Telephone: 01200 444321 

 

Barnoldswick Office:

Station Chambers, Fearnlea Avenue

Barnoldswick BB18 5DP

Telephone: 01282 813385

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Steele & Son

WITH BAGOT HEYES

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ICO Registration No: Z4723798

VAT Registration No: 325 906 651

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Please use our call back request form which can be found on our contact page or by clicking here. Simply add your details, select the service you are interested in and press send. We will then ensure a relevent member of our team gets back to you at the earliest opportunity. We look forward to hearing from you.